In the dynamic world of real estate investment, securing the right financing can be the key to success. Loanspark specializes in providing a broad spectrum of real estate financing solutions tailored to support the diverse needs of investors and developers. Whether you are seeking to acquire, refinance, or develop properties, our loan options are designed to offer the flexibility and terms that modern real estate ventures require. From long-term financing for stable investments to bridge loans for rapid transitions and construction loans for new projects, Loanspark equips you with the financial tools necessary to succeed in a competitive market. Each financing product is structured with specific investment scenarios in mind, ensuring that you can find a loan that perfectly matches your business strategy and project needs.
Commercial Real Estate Loans (Long Term)
Long-Term Real Estate Loans are crafted for investors and business owners who are looking to purchase or refinance stabilized commercial properties. Ideal for those seeking a long-term perspective on their investment, these loans offer extended amortization periods of up to 40 years, ensuring manageable repayment terms that align with your investment returns. Suitable for a variety of property types including multi-family units, office buildings, and retail spaces, these loans provide a stable financial foundation for your long-term real estate strategies, enhancing your portfolio’s earning potential and financial health.
Loan Terms/Details:
Amounts: $200k – $5M
Term Length: 5 to 30 years
Payment Frequency: Monthly
Loan to Value: Up to 80%
Closing Time Frame: Less than two weeks
Borrower Requirements:
Properties Owned: None required, 2 preferred
FICO: 600 required, 660 preferred
Property DSCR: 0.5x required, 1.1x preferred
Entity Structure: LLC / Corporate preferred
Bridge Loans
Bridge Loans offer a strategic financing solution for investors looking to manage short-term property acquisitions or renovations with an eye toward quick resales or refinancing. These loans are especially beneficial for projects that require immediate funding to capitalize on market opportunities or to complete enhancements that significantly increase property value. With flexible terms and rapid closing times, Bridge Loans ensure that you can move swiftly to secure and improve properties, bridging the gap between acquisition and permanent financing.
Loan Terms/Details:
Amounts: $250k – $5M
Term Length: 6 to 36 months
Payment Frequency: Monthly
Loan to Value: Up to 70%
Closing Time Frame: Less than two weeks
Borrower Requirements:
Properties Owned: None required, 2 preferred
FICO: 600 required, 660 preferred
Property DSCR: 0.5x required, 1.1x preferred
Entity Structure: LLC / Corporate preferred